Steal 2.8 percent financing. Almost 294 Charlotte listings today still carry FHA or VA loans under 3 percent even as new mortgages hover near 7\. By taking over the seller’s note you inherit the low rate, cut hundreds off the monthly payment, and boost cash on cash while others pay twice for capital. The tradeoff is covering the seller’s equity up front and securing lender approval, yet you dodge origination fees and weeks of rate shopping. Spend five minutes in the MLS, type assumable in the remarks, then call the listing agent for the exact payoff and rate. That quick detective work can hand you leverage not seen since 2021\. Comment assume for today’s Charlotte list of low rate homes. #CharlotteRealEstate #AssumableLoans
