Lock in smaller payments As of May 2025, most Charlotte lenders will reamortize a mortgage for about $250\. Apply any lump sum, keep your three-percent rate, and the lender recalculates the remaining balance so your monthly bill drops for years without a credit pull or thousands in closing costs. A twenty-thousand-dollar bonus on a five-hundred-thousand-dollar loan at 3.25 percent trims roughly $295 from every payment starting next cycle. Comment RECAST with your ZIP for a personalized savings snapshot. #MortgageSavings #CharlotteRealEstate
